This week

6.65%

August 20, 2026

Last week

6.67%

August 13, 2026

Down by

−0.02%

2 basis points of joy

Are Mortgage Rates Down Today?

YES!

A victorious doge in a graduation cap raining dollar bills
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The line goes like this

Since Q1 '21 · 30-year fixed · source:Freddie Mac PMMS

Do the math

Field Notes

Plain-English mortgage guides. No jargon, no upsell.

FAQ for the anxious

How often does this update?+

Every Thursday, when Freddie Mac releases the Primary Mortgage Market Survey (PMMS). We refetch automatically. You don't need to do anything. Just stare.

Is this financial advice?+

Absolutely not. This is a single-word website with a doge on it. Talk to a real person about real money.

Why is the answer sometimes 'NOPE. SAME.'?+

Because sometimes rates do nothing. The economy is allowed to have a flat week.

Where does the data come from?+

Freddie Mac's PMMS — the same 30-year fixed average your lender is quietly refreshing all day.